I’ve lived in Europe on and off for more than 15 years. I’ve travelled in Western Europe, Central Europe, Eastern Europe, the Balkans and parts of Scandinavia. In other words, I’ve travelled more or less all over the continent. My experience is that pretty much all of Europe is safe and there is little to worry about from a safety perspective.
Of course that’s not what insurance is about. Travel insurance is about cancelled flights, lost luggage, maybe a stolen camera and the occasional unfortunate accident or illness. Travel insurance covers you for all the unforeseen bad stuff, things that could happen anywhere, even in your hometown. Sure, worse things could happen and that’s when you really need insurance but for most of us it’s for those smaller incidents which are out of our control.
I must admit I travelled for a long time without travel insurance, relying on reciprocal health care agreements with Australia and the countries I was travelling to. That was a massive risk! Half the countries in Europe don’t even have reciprocal health agreements and of course I was never covered for theft and flights and that kind of thing. I don’t know what possessed me to take that risk and when I mentioned it on Facebook once I received so many comments of shock and horror! Since then I have always taken out travel insurance and I use World Nomads for my needs.
World Nomads Travel Insurance for Europe
I’ve used World Nomads for a couple of years now and many of my travel blogger friends use it too. I’m lucky in that I’ve yet to need to make a claim but I know people who have and they have generally had things sorted out while they were still on the road. The only problems I have heard is where the insurance didn’t cover all of their electrical items but this is clearly stated in the contract and you even have the option to pay extra for a little extra coverage (although not full coverage).
One of the other things I love about World Nomads is that you can take out the insurance at any time. You don’t have to do it before you start travelling which is the case with many other insurance companies. So you can take out insurance or renew your policy while you are on the road or extend your coverage if you need to, including to cover destinations outside of Europe.
I strongly recommend taking out travel insurance before travelling anywhere in Europe or anywhere in the world for that matter.
Click here to get a quote from World Nomads or fill in the form in the sidebar.